Flat-Fee Wealth Management & Tax Efficient Investing
Providing independent, objective, and high-quality guidance to help you achieve financial wellness.
Flat Fee
Our fee is a fixed amount, typically $5,800 per year per household. This structure minimizes conflicts of interest compared to percentage-based (AUM) fees or commission-based sales.
Tax Efficient
Taxes significantly impact your investment performance. To help you retain more of your earnings, we integrate tax planning into all financial and investment recommendations.
Fiduciary
We are regulated solely as fiduciaries and must always put your best interests first. Some brokerage-affiliated advisors or insurance agents may have different regulations depending on how advice is delivered.
Plan & Prepare
Financial planning serves as the cornerstone for developing an effective investment strategy. Once your plan is in place, we provide ongoing investment management through Charles Schwab, our trusted custodian.
What is your investment philosophy?
We prioritize long-term growth by utilizing low-cost, low-turnover, and broadly diversified index funds. While all client portfolios align with this approach, individual allocations and holdings may vary based on unique circumstances and preferences.
“The best way to measure your investing success is not by whether you’re beating the market but by whether you’ve put in place a financial plan and a behavioral discipline that are likely to get you where you want to go.”
- Benjamin Graham, author of The Intelligent Investor