We offer financial planning and wealth management services bundled for an annual flat fee of $5,800* per client relationship.
Our primary service is an ongoing and iterative financial planning process. Financial planning entails aligning your desired spending and investment strategies with relevant aspects of your life, available investment opportunities, and personal preferences.
A comprehensive financial plan, which we provide, should be the cornerstone of any portfolio, whether supporting your family, contributing to charitable causes, or securing your retirement.
Our ongoing financial planning services (excluding our investment management) are available for $3,000-$4,000 annually. You can conveniently pay via credit/debit card or ACH on a monthly or quarterly basis.
All ongoing clients have unrestricted access via phone, email, or web conferencing.
Project-based financial planning projects are billed at a rate of $250 per hour. Clients will receive a cost estimate after the initial evaluation. It is the client's responsibility to implement any recommendations provided for this one-time, limited-scope engagement.
Financial Planning
Financial planning includes the following core elements (but is not limited to):
- Preparing and analyzing financial statements, including cash flow, net worth management, and budgeting.
- Tax planning
- Planning for insurance, risk management, and employee benefits
- Investment planning
- Retirement and income planning
- Estate planning
Wealth Management
Our wealth management includes:
- Development and Implementation of Investment Policy Statement – your personalized investment strategy
- Ongoing Portfolio Monitoring & Rebalancing – to keep your portfolio in line with your objectives
- Tax-loss or Gain Harvesting
- Tax-efficient Portfolio Withdrawal Strategies
- RMD Calculation and Distribution
- Charles Schwab as 3rd Party Custodian to Safeguard Accounts
* The fee may be higher if you are a business owner, have a highly structured legal estate, own private or illiquid investments or otherwise have a lot of complexity in your financial life. We will quote you the final fee after having an introductory call.